Modern smart farming technology

    Empowering farmers and FPO's with digital tools

    Revolutionary financing for Nigerian farmers through cooperative lending

    Empowering
    Nigerian Farmers

    We're building Nigeria's first farmer-owned cooperative lending platform. By farmers, for farmers – eliminating fraud through transparency and ensuring fair access to credit. Now launching nationwide – be among the first to access funding and cooperative benefits.

    30
    Pilot Farms
    ₦3.7T
    Market Gap
    40M+
    Target Market
    2025
    Launch Year

    Why Choose a
    Farmer Cooperative?

    Our cooperative model puts farmers first, eliminates fraud through transparency, and builds stronger farming communities across Nigeria.

    Quick Approval Process

    Get loan decisions within 24-48 hours through our streamlined application system designed specifically for Nigerian small-scale farmers.

    Fraud-Free Cooperative Model

    As a farmer-owned cooperative, we eliminate fraud through transparency, peer accountability, and community-driven decision making.

    Cooperative Benefits

    Lower interest rates through shared ownership, profit-sharing for members, and reinvestment of profits back into the farming community.

    Farmer-First Governance

    Every major decision is made by farmer-members. No external pressure, no hidden agendas - just farmers helping farmers succeed.

    How Our Cooperative
    Works for You

    Simple, transparent, and farmer-controlled - every step designed by farmers, for farmers

    1

    Join the Cooperative

    Become a member-owner with voting rights and profit sharing. Your voice matters in every decision we make.

    2

    Community Verification

    Fellow farmers in your area verify your application, eliminating fraud through peer accountability.

    3

    Get Funded & Grow

    Receive your loan with harvest-friendly terms, pay back fairly, and share in the cooperative's success.

    Join Our Pioneer
    Farming Community

    We're selecting 30 exceptional farms to launch Nigeria's first farmer-owned cooperative lending platform. Be part of agricultural history.

    Founding Member Benefits

    First access to loans, higher profit sharing, and permanent voice in cooperative governance

    Risk-Free Trial

    Pilot program with reduced rates and guaranteed support throughout your first harvest cycle

    Community Building

    Help us design the platform, share your expertise, and build something farmers truly need

    Growth Partnership

    Access to modern farming techniques, market connections, and expansion opportunities

    30
    Total Spots
    Q1 2025
    Launch Date

    Loan Products

    Clear, human-friendly descriptions to help you pick the right financing for your farm.

    Crop Production Loan

    ₦50,000 - ₦2,000,000 • 6 - 12 months

    Seeds, fertilizers, agrochemicals, and seasonal inputs. Designed around planting and harvest cycles.

    • Harvest-aligned payments
    • Quick disbursement
    • No hidden fees

    Equipment & Tools Loan

    ₦100,000 - ₦5,000,000 • 12 - 36 months

    Tractors, pumps, processing equipment — financed with clear collateral terms and affordable monthly payments.

    • Flexible collateral options
    • Competitive rates
    • Technical support available

    Emergency Fund

    ₦25,000 - ₦500,000 • 3 - 8 months

    Rapid-response funds for weather damage, pests, or urgent operational needs — decision in 48 hours.

    • 48-hour approval
    • Low administrative cost
    • Short-term bridge financing

    Stories from Pioneer Farmers

    Real feedback from farmers who participated in our pilot — practical outcomes and how cooperative financing changed their operations.

    "Agroponte helped me buy a second cassava planter. Repayments matched my harvest and I repaid without stress."

    AO
    Adebayo O.
    Ogun State

    "Joining the cooperative gave me a voice and better loan terms — our community now decides who gets funding."

    FA
    Fatima A.
    Kebbi State

    "Quick, clear, and fair. The pilot program helped fund my yam processing equipment and increased my income."

    CO
    Chinedu O.
    Enugu State

    Frequently Asked Questions

    Who is eligible to join the cooperative?

    Smallholder farmers with at least 2 years of farming experience in the target regions. Eligibility details are on the application page.

    How does peer verification work?

    Local farmer-members confirm applicant information during onboarding. This keeps the process community-led and reduces fraud.

    What happens if I can't repay on time?

    We work with members to restructure payments around harvests. Severe cases follow cooperative governance rules — our goal is recovery and farmer sustainability.

    How do I apply for the pilot program?

    Click 'Apply for Pilot Program' or join the waitlist; shortlisted farms will receive direct outreach with next steps.