Our Services

    Comprehensive financial solutions designed by farmers, for farmers

    Loan Products

    Flexible financing options tailored to the unique needs of Nigerian farmers, with terms that align with agricultural cycles.

    Crop Production Loan

    ₦50,000 - ₦2,000,000 • 6 - 12 months

    Seeds, fertilizers, agrochemicals, and seasonal inputs. Designed around planting and harvest cycles with flexible repayment schedules.

    • Harvest-aligned payment schedules
    • Quick disbursement within 48 hours
    • No hidden fees or charges
    • Competitive cooperative rates

    Equipment & Tools Loan

    ₦100,000 - ₦5,000,000 • 12 - 36 months

    Tractors, pumps, processing equipment, and farm machinery. Financed with clear collateral terms and affordable monthly payments.

    • Flexible collateral options
    • Extended repayment periods
    • Technical support included
    • Equipment insurance options

    Emergency Fund

    ₦25,000 - ₦500,000 • 3 - 8 months

    Rapid-response funds for weather damage, pest outbreaks, or urgent operational needs. Decision within 48 hours.

    • 48-hour approval process
    • Minimal documentation required
    • Low administrative costs
    • Bridge financing available

    Additional Services

    Beyond lending, we provide comprehensive support to help our farmer-members succeed and grow their operations.

    Financial Planning

    Personalized financial advice and planning services to help optimize your farm's profitability and cash flow.

    Agricultural Training

    Access to modern farming techniques, best practices, and technology training to improve yields and efficiency.

    Market Connections

    Direct connections to buyers, processors, and markets to help you get better prices for your produce.

    Insurance Services

    Crop insurance and equipment protection to safeguard your investment against weather and other risks.

    How Our Process Works

    Simple, transparent, and farmer-controlled - every step designed to serve your needs efficiently.

    1

    Apply Online

    Complete our simple application form with basic information about your farm and financing needs.

    2

    Community Review

    Local farmer-members verify your application through our peer accountability system.

    3

    Quick Approval

    Receive loan decision within 24-48 hours based on cooperative evaluation criteria.

    4

    Get Funded

    Funds disbursed directly to your account with harvest-friendly repayment terms.

    Ready to Access Fair Financing?

    Join thousands of Nigerian farmers who are building a better future through cooperative lending. Apply today and experience the difference.